Pay for Facebook Ads with a crypto card

Meta Ads Manager takes a card on each ad account and charges it either when spend reaches a billing threshold or on a monthly date. Some countries get prepaid funds instead, where you add money first. Crypto is not an option anywhere in Meta billing, so advertisers holding USDT use a card that is funded with it.

A prepaid Mastercard in US dollars is accepted in Ads Manager. The things that go wrong are the same for every card: an empty balance at threshold time and a mismatch between the card and the account details.

Adding the card

In Business Settings open Payments, add a payment method, choose card and enter the number, expiry, CVV and the billing country. Use the name and address from your CryptoCardex account. Meta places a small temporary authorisation to confirm the card is live and reverses it later. Set the ad account currency to US dollars before the first payment, because it cannot be changed afterwards.

Threshold billing with a prepaid card

New accounts begin with a low threshold, often $25 or $50, and Meta raises it as payments succeed. The charge lands when spend reaches the threshold or on the monthly billing date. With a prepaid card, treat the threshold as the minimum balance: if the charge fails, Meta pauses delivery, retries, and after several failures disables the account for unpaid balance.

Where Meta offers prepaid funds for your country, use them. Money is added first and ads stop when it runs out, which is the safest arrangement for a card that cannot overdraw.

Account verification is a separate thing

Meta may ask to verify your identity or your business for the ad account. That request is about the account, not the card, and it does not go away with a different card. The card has no document requirement of its own.

If a payment is declined

Balance first: the card must cover the threshold plus a dollar or two. Then the billing country against the ad account country. Then a 3D Secure code that may be waiting in your account. Retry once from Payment Settings; repeated attempts within minutes make Meta mark the card as problematic for a while.

What the card itself costs

The card costs $49.99 once and nothing per month. A top up is 3% plus the network fee. A purchase in a currency other than US dollars costs 2.5% of the amount, every approved purchase over $1 carries a $0.10 service fee, and the issuing bank's fee on a purchase is passed on at cost. All of it is in one table on the pricing page; if a charge is not there, we do not take it.

How to get the card and pay

1. Open the card. Sign up with an email address and pay $49.99 once for the virtual Mastercard. The card number, expiry date and CVV appear in your account about two minutes later. No passport and no selfie.
2. Top it up with crypto. Send USDT or USDC on TRON, BNB Chain, Polygon or Ethereum to the deposit address shown in the account. The top up costs 3% plus the network fee, and the balance is held in US dollars.
3. Pay at the checkout. Enter the card like any other Mastercard: number, expiry, CVV, the name from your account and the billing address it asks for. The merchant sees an ordinary card payment, not crypto.

Questions people ask

Does Meta accept prepaid cards?

Yes, in most countries. The card is charged like any other Mastercard; the only rule to respect is keeping the balance above the billing threshold.

Can I use one card on several ad accounts?

Yes, but keep in mind that a suspended account can drag its payment method into the suspension. Separate cards per account are the safer habit, and there is no monthly fee on a second card.

Will Meta charge in my local currency?

Only if the ad account is set to that currency. Set it to US dollars when you create the account and the card is charged without conversion.