Which of the two should I take?

If the money is going to ad accounts, AI tools and subscriptions, the virtual card is enough and it is ten dollars cheaper. If you also want to pay in a shop or a cafe by holding your phone to the reader, take the Apple Pay card.

Can I upgrade the virtual card to the Apple Pay one later?

They are separate cards, so there is no upgrade. You open the second one at its own price and keep the first, which many people do on purpose: one card for ad platforms and another for everything else, so a block on one never touches the other.

Do I really send no documents?

For both virtual cards an email address is all we ask for. No passport, no selfie, no proof of address and no bank account.

How long until the card actually works?

About two minutes from the payment. Issuing is automatic and runs at any hour, so a card bought at three in the morning appears as fast as one bought at noon.

What can I top it up with?

USDT on Tron, BNB Chain, Polygon or Ethereum, plus Bitcoin, USDC, ETH, BNB, SOL and TRX. It lands on the card as dollars. Tron and Ethereum charge the most to send on, BNB Chain and Polygon the least.

Will subscriptions that bill every month work?

Yes. The merchant sees an ordinary card, so recurring billing behaves normally. Keep enough balance on the card for the next charge, otherwise the payment is declined the way it would be on any other card.

Physical card

One metal card, posted to your door

It pays in shops, it pays online, and it takes cash out of a machine. Opened with an email, topped up in USDT.

Order the card

The cashier sees a metal card.
Nothing on it mentions crypto.

The card itself

One price, paid once. The metal card, the personalising and the post to your address are all inside it, and nothing is added at the end.

Metal

Physical Card

A metal card posted to your address. Online, over the counter and at cash machines.

$459.99Card price

3%Top up fee

$0Every month

Order the physical card

Everything the Apple Pay card does, plus

Metal card with the post already in the price
Cash at machines worldwide, one percent of the amount
Hand it to the cashier like any bank card
Apple Pay and Google Pay on the same card

Good to know

The post takes 7 to 14 working days

Three things the others cannot do

The virtual cards live on a screen. This one exists, and that is the whole difference.

Cash at any machine Put the card in a machine anywhere in the world and take dollars out. One percent of the amount, nothing on top of it.

Over the counter Hand it to a cashier, tap it on a reader or push it into a terminal. A phone is no longer part of the transaction.

Metal, not plastic It has weight to it, and your name is cut into the surface rather than printed on top of it.

Next to the other two

Same issuer, same network, same three percent on a top up. The bottom four rows are what you are paying the difference for.

What it does	Virtual	Apple Pay	Physical
Opening the card, once	$49.99	$59.99	$459.99
Every month after that	$0	$0	$0
Topping up with crypto	3%	3%	3%
Documents to send	none	none	none
Paying online	Free	Free	Free
Apple Pay and Google Pay	no	yes	yes
Paying in a shop	no	yes	yes
Cash at a machine	no	no	1%
Something you can hold	no	no	yes
Ready to use in	about 2 min	about 2 min	7 to 14 days

Only need to pay online and in apps? The two virtual cards cost a tenth of this and work in two minutes. They sit on the virtual card page.

How to order it from the home page

Four steps, no phone call and no approval queue. The only wait is the post at the end.

Press Get your card

The button sits in the first screen of the home page and at the top right of every page.

Register with an email

An email address and a password. No passport, no selfie, no proof of address.

Pick the metal card

Choose the physical card and type the address it should go to. The post is already inside the price.

Pay in crypto

Send USDT on the chain you prefer. The card is made up and posted, and you follow it from your account.

Questions about the metal card.

How long does it take to arrive?

Seven to fourteen working days once the payment lands. The posting is already covered by the price, so nothing else is charged at the end and there is no separate delivery line to pay.

Where do you post it?

Anywhere in the world. You type the address during the order, and the same price covers the post whichever country it goes to.

What does taking cash out cost?

One percent of the amount you withdraw, at any machine that takes cards. The machine itself may add its own charge, which it shows you on the screen before you agree to it.

Do I send documents for this one?

An email address and the address to post the card to. No passport, no selfie and no bank account, the same as for the two virtual cards.

What do I use while it is in the post?

Open a virtual card and use it straight away. It costs $49.99, works in about two minutes and stays yours afterwards, so people often keep it for online payments once the metal card arrives.

Why is it so much more than the virtual cards?

Because it is a physical object. The price covers the metal card itself, personalising it and posting it to your address anywhere in the world. After that it costs nothing a month, exactly like the other two.

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