Pay for Steam with a crypto card

Steam sells games and Wallet funds for cards in the currency of your account region, and it watches regions closely: a card whose billing country does not match the account region is refused, and a payment from a country far from the usual one can trigger a check. Crypto is not accepted at the Steam checkout.

A prepaid Mastercard in US dollars pays on Steam when the account region is set correctly. The simplest setup is an account in US dollars and the card billed with your sign up address.

Wallet funds first

Add funds to the Steam Wallet rather than paying per game. The minimum is $5, the wallet does not expire, and once the money is in Steam no card checks happen at the moment of buying a game. Add funds under Account details, Add funds to your Steam Wallet, pay with the card using the name from your CryptoCardex account.

Regions and currency

If your Steam account is in a currency other than US dollars, the card converts the charge at the Mastercard rate plus 2.5%. Steam also limits how often the account region can change and may require a payment method from the new region to change it. Do not change region just to pay with the card; keep the card's billing country consistent with the account instead.

If a payment is declined

Steam shows a clear message when the card country and the account region disagree; fix the billing address or use the account that matches. Otherwise check the balance against the amount plus a small hold and retry once. Several rapid attempts put the Steam account on a purchase cooldown for a few hours.

What the card itself costs

The card costs $49.99 once and nothing per month. A top up is 3% plus the network fee. A purchase in a currency other than US dollars costs 2.5% of the amount, every approved purchase over $1 carries a $0.10 service fee, and the issuing bank's fee on a purchase is passed on at cost. All of it is in one table on the pricing page; if a charge is not there, we do not take it.

How to get the card and pay

1. Open the card. Sign up with an email address and pay $49.99 once for the virtual Mastercard. The card number, expiry date and CVV appear in your account about two minutes later. No passport and no selfie.
2. Top it up with crypto. Send USDT or USDC on TRON, BNB Chain, Polygon or Ethereum to the deposit address shown in the account. The top up costs 3% plus the network fee, and the balance is held in US dollars.
3. Pay at the checkout. Enter the card like any other Mastercard: number, expiry, CVV, the name from your account and the billing address it asks for. The merchant sees an ordinary card payment, not crypto.

Questions people ask

Does Steam accept prepaid cards?

Yes, for Wallet funds and purchases, provided the card's billing country matches the account region.

What is the minimum Wallet top up?

$5 on US dollar accounts, with equivalents in other currencies.

Can I buy Steam gift cards with it instead?

Yes, from retailers that sell digital Steam codes by card. The direct Wallet top up is cheaper because there is no retailer margin.