Pay for Spotify Premium with a crypto card

Spotify Premium is billed to a card, PayPal or a gift card, in the currency of the account country, and the card's billing country has to match. Crypto is not accepted. For people who keep their money in USDT, or whose local card is refused, a prepaid Mastercard funded with USDT is the usual route, and it is accepted on spotify.com.

Add the card on the website, not in the mobile app, so that the payment does not route through an app store.

What Spotify costs

Premium Individual is $11.99 a month in the United States at the time of writing, with Duo, Family and Student plans at other prices; every country has its own list. Spotify bills in the local currency; a US dollar account is charged at face value from the card, other currencies at the Mastercard rate plus 2.5%.

Adding the card

Open spotify.com, Account, Manage your plan, choose Premium and enter the card with the name from your CryptoCardex account and the sign up address. Spotify makes a small temporary authorisation on new cards. Keep the plan price plus a dollar on the card for the first charge.

If a payment is declined

An instant refusal is almost always the country mismatch between the card address and the account. A refusal at renewal is balance; top up and Spotify retries. If a card is refused for the country, a Spotify gift card for the account country, bought with this card and redeemed at spotify.com/redeem, keeps Premium running without any card on file.

What the card itself costs

The card costs $49.99 once and nothing per month. A top up is 3% plus the network fee. A purchase in a currency other than US dollars costs 2.5% of the amount, every approved purchase over $1 carries a $0.10 service fee, and the issuing bank's fee on a purchase is passed on at cost. All of it is in one table on the pricing page; if a charge is not there, we do not take it.

How to get the card and pay

1. Open the card. Sign up with an email address and pay $49.99 once for the virtual Mastercard. The card number, expiry date and CVV appear in your account about two minutes later. No passport and no selfie.
2. Top it up with crypto. Send USDT or USDC on TRON, BNB Chain, Polygon or Ethereum to the deposit address shown in the account. The top up costs 3% plus the network fee, and the balance is held in US dollars.
3. Pay at the checkout. Enter the card like any other Mastercard: number, expiry, CVV, the name from your account and the billing address it asks for. The merchant sees an ordinary card payment, not crypto.

Questions people ask

Does Spotify accept prepaid cards?

Yes. The card is a prepaid Mastercard in US dollars and is accepted on the website when the billing country matches the account.

Can I pay for a Family plan with it?

Yes. Family is a single monthly charge to the plan manager's card.

Why pay on the website and not in the app?

In the apps the subscription may be sold through the app store at a higher price. The website charges the card directly.