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Pay for Higgsfield with a crypto card

Higgsfield sells credits and plans by card. A prepaid Mastercard topped up with USDT is accepted at the checkout.

AI tools4 min readUpdated 5 November 2026

Higgsfield turns prompts and photos into short video, and its plans are sold at higgsfield.ai through a card processor. The free credits run out fast, and the paid plans are where the useful limits are. The checkout takes cards and refuses crypto, which is the usual situation with AI video tools.

A prepaid Mastercard in US dollars is accepted there. Fund it with USDT, add it at the checkout, and the plan renews from the card.

What Higgsfield costs

Plans start at around $9 a month at the time of writing and go up with the number of video credits and the models available; annual billing is cheaper per month. Prices are in US dollars. Check the current plan page before topping up, because video tools change their tiers often.

At the Higgsfield checkout

Open the pricing page on higgsfield.ai, pick a plan and enter the card: number, expiry, CVV and the cardholder name from your CryptoCardex account. If a 3D Secure code is requested it arrives in your account. Keep a couple of dollars above the plan price on the card for the first charge.

If the payment is declined

A decline here is usually balance. Top up the plan price plus a little and retry once. If the site says the card was refused by the issuer, wait a minute before the second attempt; a run of rapid attempts is what gets a card temporarily blocked.

What the card itself costs

The card costs $49.99 once and nothing per month. A top up is 3% plus the network fee. A purchase in a currency other than US dollars costs 2.5% of the amount, every approved purchase over $1 carries a $0.10 service fee, and the issuing bank's fee on a purchase is passed on at cost. All of it is in one table on the pricing page; if a charge is not there, we do not take it.

How to get the card and pay

  1. Open the card. Sign up with an email address and pay $49.99 once for the virtual Mastercard. The card number, expiry date and CVV appear in your account about two minutes later. No passport and no selfie.
  2. Top it up with crypto. Send USDT or USDC on TRON, BNB Chain, Polygon or Ethereum to the deposit address shown in the account. The top up costs 3% plus the network fee, and the balance is held in US dollars.
  3. Pay at the checkout. Enter the card like any other Mastercard: number, expiry, CVV, the name from your account and the billing address it asks for. The merchant sees an ordinary card payment, not crypto.

Questions people ask

Does Higgsfield accept prepaid cards?

Yes. The card presents as a prepaid Mastercard in US dollars and goes through like any other card.

Can I switch plans later?

Yes, plan changes are done on the Higgsfield account page and the difference is charged or credited by them. The card just needs enough balance for the new price.

Why not pay through the app store?

App store payments add the store commission and use the store's own payment methods. The website charges the card directly at the listed price.

The card is opened with an email address and a one time payment. Open a card, or see every fee in one table first.