Pay for Cursor with a crypto card

Cursor sells Pro, Ultra and Teams plans through Stripe at cursor.com/settings. The checkout refuses crypto and refuses cards from countries its processor does not support. Developers paid in USDT, or living in one of those countries, need a card the processor accepts. A prepaid Mastercard issued in dollars is accepted.

Once the card is on the account, Cursor charges it monthly, and usage based charges above the plan allowance are billed to the same card.

What Cursor costs

Pro is $20 a month and Ultra is $200 a month at the time of writing; Teams is around $40 per seat. Pro includes a monthly allowance of model usage, and anything above it is charged at API rates to the card on file unless you cap it in settings. Prices are in US dollars, so there is no conversion on this card.

At the Cursor checkout

Open Settings, Billing in Cursor, choose the plan and enter the card in the Stripe form with the name from your CryptoCardex account. Set a spending limit for usage based pricing on the same page; with a prepaid card that limit is what keeps the balance predictable.

Keep a few dollars above the plan price for the first charge, because Stripe places a short authorisation hold before charging.

If the payment is declined

A refused payment at Cursor is usually balance or the spending cap: if usage charges exceed what is on the card, Cursor pauses extra usage until the next successful charge. Top up and retry from the Billing page. Renewals are retried for a few days after a failure.

What the card itself costs

The card costs $49.99 once and nothing per month. A top up is 3% plus the network fee. A purchase in a currency other than US dollars costs 2.5% of the amount, every approved purchase over $1 carries a $0.10 service fee, and the issuing bank's fee on a purchase is passed on at cost. All of it is in one table on the pricing page; if a charge is not there, we do not take it.

How to get the card and pay

1. Open the card. Sign up with an email address and pay $49.99 once for the virtual Mastercard. The card number, expiry date and CVV appear in your account about two minutes later. No passport and no selfie.
2. Top it up with crypto. Send USDT or USDC on TRON, BNB Chain, Polygon or Ethereum to the deposit address shown in the account. The top up costs 3% plus the network fee, and the balance is held in US dollars.
3. Pay at the checkout. Enter the card like any other Mastercard: number, expiry, CVV, the name from your account and the billing address it asks for. The merchant sees an ordinary card payment, not crypto.

Questions people ask

Will usage based charges drain the card?

Only up to the spending limit you set in Cursor. Set it below the card balance and overage stops there.

Does Cursor accept prepaid cards?

Yes. The card presents as a prepaid Mastercard in US dollars and Stripe accepts it.

Can I pay for a Teams plan for several developers?

Yes. Teams is billed per seat to one card, so top up the total for all seats before the charge date.